Terms of Use & Disclaimer
Agents accept these terms each time they sign in. This page is the reference copy.
Projection Disclaimer
All proposals generated by this platform are hypothetical projections based on historical S&P 500 backtesting data and current carrier assumptions. They are not guarantees of future performance. Actual policy values will depend on carrier-specific crediting rates, policy charges, market conditions, and other factors that may differ materially from those projected.
Not a Carrier Illustration
Proposals generated here are strategy-level projections prepared by Trawick Financial Services for educational and planning purposes only. They are not carrier illustrations and should not be presented to clients as such. A formal carrier illustration must be obtained separately before any policy is issued.
Professional Use Only
This tool is intended exclusively for use by authorized Trawick Financial Services agents and team members in the course of their professional duties. You agree not to share login credentials, export data for unauthorized purposes, or represent these projections as guaranteed outcomes to clients or prospects.
Suitability & Compliance
It is your responsibility as the agent to determine the suitability of any strategy for a specific client based on their individual financial situation, risk tolerance, and objectives. These projections do not constitute financial, tax, or legal advice. Clients should consult with their own qualified advisors before making financial decisions.
Data & Assumptions
Projections use historical S&P 500 price returns, current carrier rate assumptions, and current federal/state tax brackets. Past performance does not predict or guarantee future results. Tax laws, carrier products, crediting rates, and market conditions are subject to change.
Limitation of Liability
Trawick Financial Services makes no warranties, express or implied, regarding the accuracy, completeness, or reliability of projections generated by this platform. In no event shall Trawick Financial Services be liable for any damages arising from the use of or reliance on information provided by this tool.
Confidentiality
All client data entered into this platform is confidential. You agree to handle client information in accordance with applicable privacy laws and Trawick Financial Services policies. Proposals are confidential and may be shared only with the named client. Sample materials are provided for recruiting and demonstration use.
See also our Privacy Policy.